Verify Your Paypal with a Philippine Debit Card

Don't Have a Credit Card But You Need To Verify Your Paypal Account?

In the Philippines, many Filipinos don't keep a credit card or they do not trust Internet's security to add in their credit card number for online transactions. However, if you are using Paypal, you need to verify your account either with a credit card or an ACCEPTED debit card. If you are one of us who don't have a credit card, you have another option and that is to use a debit card. So far, I'm only aware of two Philippine debit cards that can be used to verify your Paypal. Here are the steps on how to verify Paypal without a credit card.

How To Get BDO Debit Card

1. Prepare all the requirements:

• Two (2) valid ID's with your name, picture and signature.
  Valid IDs: Passport, PRC ID, Driver's license, NBI clearance, Postal ID, Police clearance, Voter's ID, GSIS e-Card, SSS ID, Philhealth card, Barangay certification, OWWA ID, OFW ID, Alien Certification of Registration/Immigrant Certificate of Registration, Senior Citizen Card, Seaman's Book, and other Government office IDs


• Two Photocopies of presented valid IDs


• One recent 1 x 1 ID picture


• Required Initial deposit. Visit this site to see the initial deposit requirement for Peso Savings Account with Mastercard ATM

2. Go to any BDO branch of convenience for you. When choosing a branch, consider how accessible it is from your home or office. There are also BDO banks in all SM malls.

3. Go to the area of New Accounts Desk and inform the bank personnel that you want to open a BDO savings account. If you will have an ATM, indicate that you need it to be affiliated with Mastercard so you can use it for Paypal verification.

4. Wait for three to five banking days to claim your new ATM card. Then, you can use the debit card to verify Paypal by doing the next steps.

How to Verify Paypal with BDO ATM Debit Card

1. Create an online account in BDO's internet banking. Visit mybdo.com.ph and sign up for an account. Steps on how to enroll online:

1. From mybdo.com.ph, choose "Enroll Now"


2. Fill out the online form and make sure that you have chosen Internet Banking box. You can also apply for Mobile or Phone Banking by checking these boxes.


3. Write down the ATM Activation Code because you will need it to activate your Internet banking account


4. You have 45 days to activate your account via any BDO ATM

2. You can now verify your Paypal. Make sure that your BDO account has at least 300Php.

3. From Your Paypal account click "Get Verified"

 Before you continue make sure you have at least 300Php on your BDO ATM. Paypal will be deducting this from your account during the process of verification but it will be returned via reimbursement to your Paypal.

4. Fill out the form requiring details about your Debit Card, then select continue.

All information is found in your BDO card. Be sure to use the same name on your BDO account is the same as the name on your PayPal account or the verification will fail. After filling up the verification form, click continue. Then, PayPal request that you input the Expanded Use Number or 4 digit pin code. So leave this page open and do  the next step.

5. Log-in to your BDO online banking account. Go to "My Portfolio." Then, click "My Transaction" and set the preset date to "Last 7 Days". Check for a recorded transaction similar to this: POS W/D SV PP (5674 E 4xxxxxxxxx MC SGP 0xxxxxxxxxxx).
Your four-digit pin also known as  Expanded Use Number is the provided first four numbers after the suffix "PP" in this example it's the numbers 5674.

6. Go back to your PayPal account. Enter the four-digit code and click verify.

How To Get Unionbank EON Card

Take note that the option I had chosen is to apply online. So here are the steps:

1. Visit Unionbank's EON application page. After filling out the application form, take note of your reference number and chosen pick-up branch which you will receive via email and SMS.

2. Prepare all the requirements: Php350 annual fee and two valid ID's. Even if their website said only one valid ID, consider bringing one or two more. When I went to the branch to pick-up my card, the teller asked for additional two ID's. I told her I only brought my unified multi-purpose ID (valid government ID) and my company ID . I had to remind her that their website indicates that I just need to bring only one. 

3. Bring your requirements and visit the branch where you'll pick up your EON card. Show your reference number, fill up some forms and submit the requirements.

4. Finally, get your EON card. You need to wait for 24 hours before you can activate your card. After activating your card, you can now use it to enjoy Paypal services. Take note of the numbers in your EON card:

• Big numbers in the middle part - bank card number
• Small numbers below your name - bank account number

How to Verify Paypal with Unionbank EON card

1. You need your Unionbank EON bank account number, EON online log in  Paypal account, valid email, valid home address and valid phone number. As much as possible, your listed home address in your Paypal account should match your address in your bank account.

2. You should at least have Php 200 ($1.95) balance that Paypal will get during your verification process. Take note that Paypal will return this amount after a successful verification.

3. Log-in to your Paypal account, then, go to "Get Verified".  Answer appropriately the information required in the webpage.

4. Log-in to your online EON banking account and see the transaction history. Take note of the last four digits in the word VISA from the transaction "VISA Expanded USE charge."

5. In your Paypal account, enter that 4-digit code in the Get Verified link to confirm your debit card.

That's it you are confirmed with your EON card!

Update:

I picked BPI my ePrepaid for my new debit card and I will use it to verify again my Paypal since my EON card had expired.

Check my post here: Paypal Guide | Verify Paypal Account Using a Philippine Debit Card | BPI My ePrepaid | DeiLeiSochi Blog